What to Wear: Summer in San Francisco

Brr. It's the start of August, and hopefully summer in San Francisco is just a few weeks away. We've had a classic wintry July with fog, wind and plenty of scarves. I've basically lived in a version of this outfit, topped with a trench coat:

White jeans - Still keep you warm, but it feels like summer at least.
Navy sweater - A basic crew neck sweater. Mine has a split back for a little extra flair.
Basic tee - I love the combination of the blue heather with navy.
Wedges - I've become addicted to these Cole Haan Nike Air wedges. They're expensive, but can pretty much replace every other pair of shoes you own.
Bag - My trusty Coach crossbody in saddle leather.
Bracelet set - Target has great bracelet sets in interesting combinations for cheap.
Sunglasses - Aviators, that I will without-fail lose in two weeks.
Scarf - These lightweight scarves from Old Navy also double as a great beach accessory when it isn't freezing cold.
Earrings - Smoky topaz.